Common Bank Details Mistakes in NSP Scholarship Forms
- sangharshhhbhalera
- 6d
- 3 min read
Introduction
Applying for scholarships through the National Scholarship Portal (NSP) is a crucial step for millions of students in India. However, bank detail errors are the single biggest reason for NSP scholarship payment failures and delays. Even if your application is approved at all levels, incorrect bank information can stop the scholarship amount from reaching your account.
This detailed guide explains common bank details mistakes in NSP scholarship forms, how to fix them, and how to ensure your payment is credited successfully.
Why Bank Details Are Critical in NSP Scholarship
The NSP portal directly transfers scholarship amounts to the student’s bank account via DBT (Direct Benefit Transfer). Any mismatch between your NSP application and bank records may result in:
Payment failure
Application marked as defective
Scholarship amount returned to the ministry
Long delays or permanent rejection
That’s why avoiding bank-related errors is absolutely essential.
Common Bank Details Mistakes in NSP Scholarship Forms
1. Incorrect Bank Account Number
One wrong digit in your account number can stop the payment completely. This is the most common bank details mistake in NSP scholarship forms.
Tip: Always copy the account number directly from your passbook or bank statement instead of typing from memory.
2. Wrong IFSC Code
Many students enter an old or incorrect IFSC code, especially after bank branch mergers.
Common issues:
IFSC of another branch
IFSC copied from Google without verification
Using an inactive IFSC
Always verify IFSC from your bank passbook or official bank website.
3. Using Parent or Guardian Bank Account
NSP scholarships are strictly credited to the student’s bank account.
If you enter:
Father’s account
Mother’s account
Joint family account
Your NSP scholarship payment may fail or be rejected.
4. Aadhaar Not Linked With Bank Account
Even if all bank details are correct, Aadhaar not linked with the bank account can cause DBT failure.
Before final submission:
Confirm Aadhaar is linked with the same bank account
Check Aadhaar seeding status at your bank
5. Name Mismatch Between NSP and Bank Records
Your name in the NSP application must exactly match the name in your bank account.
Common mismatches include:
Initials vs full name
Spelling errors
Extra middle name
Even minor mismatches can block payment.
6. Inactive or Dormant Bank Account
If your account has:
No transactions for a long period
Been marked dormant by the bank
The scholarship amount will not be credited.
Ensure your account is active before applying.
7. Selecting the Wrong Bank Name from Dropdown
Many banks have similar names (e.g., SBI vs SBI Associate Banks). Selecting the wrong option leads to validation failure.
Double-check the exact bank name as per your passbook.
8. Entering Jan Dhan Account with Limited KYC
Some Jan Dhan accounts with incomplete KYC have transaction limits.
If your scholarship amount exceeds the limit, payment may fail.
How to Correct Bank Details in NSP Scholarship
If your application is not yet verified:
Log in to NSP Student Portal
Edit bank details
Recheck all fields
Submit again
If the application is already verified:
Wait for it to be sent back for correction, or
Contact your institute nodal officer
Best Practices to Avoid Bank Errors in NSP Scholarship
Use only student’s active savings account
Match name exactly as per bank records
Verify IFSC from passbook
Ensure Aadhaar is linked
Avoid last-minute submissions
Following these steps significantly reduces rejection risk.
Official Links (CTA)
Apply / Login NSP Portal: https://scholarships.gov.in
Check DBT Payment Status: https://pfms.nic.in
Aadhaar Linking Status: https://resident.uidai.gov.in
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