NSP Scholarship Amount Credited but SMS Not Received – Why?

Introduction

Many students check their bank balance and find that the NSP Scholarship amount credited but SMS not received, which often creates confusion and panic. Students expect an instant SMS alert after scholarship disbursement, but in reality, missing SMS alerts are very common and usually not a problem.

This detailed guide explains why NSP scholarship amount is credited without SMS, how to verify the payment officially, and what actions you should or should not take. This article is written in simple language and follows official NSP and PFMS procedures.

NSP Scholarship Amount Credited but SMS Not Received – Main Reasons

1. Bank SMS Alert Service Not Active

If your bank SMS alert service is not activated, you will not receive any message even though the NSP scholarship amount is credited successfully.

This is the most common reason students face the issue where NSP scholarship amount credited but SMS not received.

2. Incorrect or Old Mobile Number Linked to Bank

If the mobile number linked with your bank account is:

• Old

• Changed recently

• Incorrectly updated

Then SMS alerts will not reach you, even after the scholarship amount is credited.

3. DND (Do Not Disturb) Activated

Some banks send scholarship credit SMS as non-promotional messages. If DND or partial DND is enabled on your mobile number, the message may get blocked.

4. Bank Server or SMS Gateway Delay

Sometimes the NSP scholarship amount is credited, but the SMS gateway of the bank is slow or temporarily down. In such cases, SMS may arrive after several hours or not arrive at all.

5. Passbook-Based Accounts

For accounts opened under Jan Dhan or student schemes, SMS alerts are often disabled by default. In such cases, only passbook updates confirm the credit.

How to Confirm NSP Scholarship Payment Without SMS

If NSP scholarship amount credited but SMS not received, follow these official methods to confirm payment.

Method 1: Check Bank Account or Passbook

Visit your bank branch or use internet banking to check recent transactions. The scholarship amount will appear with narration such as:

• PFMS CREDIT

• NSP SCHOLARSHIP

• GOVT OF INDIA

Method 2: Check PFMS Payment Status (Official)

Use the official PFMS portal to verify payment status.

PFMS Payment Status Link:https://pfms.nic.in

Steps:

1. Open PFMS website

2. Click on “Know Your Payments”

3. Select “Student” category

4. Enter bank account number and captcha

5. Submit to see payment details

Method 3: Check NSP Portal Payment Status

You can also confirm scholarship payment from the NSP portal.

Official NSP Portal:https://scholarships.gov.in

Login → Application Status → Payment Details

Should You File a Complaint If SMS Is Not Received?

No complaint is required if the NSP scholarship amount is already credited. SMS alerts are not mandatory proof of payment. The bank credit entry is the final confirmation.

You should only raise a complaint if:

• Payment status shows "Paid" on NSP/PFMS

• Amount is NOT credited to your bank

What To Do If Amount Is Credited But You Want SMS Alerts

To avoid future confusion:

• Visit your bank branch

• Update your mobile number

• Activate SMS alert service

• Request mini statement or passbook updates

Common Myths About NSP Scholarship SMS

• SMS is compulsory for payment – False

• No SMS means payment failed – False

• NSP sends SMS directly – False

SMS alerts are sent by banks, not by NSP.

Frequently Asked Questions (FAQ)

Q1:Is SMS confirmation mandatory for NSP scholarship?

No. Bank credit is the only valid confirmation.

Q2:Can NSP payment fail without SMS?

No. If amount is credited, payment is successful regardless of SMS.

Q3:Who sends the scholarship SMS alert?

Your bank sends the SMS, not NSP or PFMS.