NSP Scholarship Payment Failed Due to Bank Error – Complete Fix Guide (2026)
- sangharshhhbhalera
- 16 hours ago
- 3 min read
Introduction
If your NSP Scholarship Payment Failed Due to Bank Error, you are not alone. Thousands of students across India face this issue every year even after successful scholarship approval. The payment failure usually occurs at the PFMS (Public Financial Management System) or bank verification stage and can delay your scholarship amount for months if not fixed properly.
This guide explains exact reasons, official solutions, bank-wise fixes, and step-by-step actions to ensure your NSP scholarship amount is reprocessed and credited successfully.
What Does “NSP Scholarship Payment Failed Due to Bank Error” Mean
When the NSP portal shows “Payment Failed Due to Bank Error”, it means:
Scholarship amount was released by the ministry
PFMS attempted payment
Bank rejected or failed to credit the amount
This is not a rejection of your scholarship. It is a technical banking issue that can be corrected.
Common Reasons for NSP Scholarship Payment Failed Due to Bank Error
1. Incorrect Bank Account Number
Even a single digit mistake leads to payment failure.
2. IFSC Code Mismatch
Old or inactive IFSC codes cause PFMS rejection.
3. Account Not Linked With Aadhaar
PFMS requires Aadhaar-seeded accounts for DBT payments.
4. Dormant or Inactive Bank Account
No transactions for long periods may freeze DBT credits.
5. Name Mismatch (NSP vs Bank Records)
Spelling or surname differences trigger bank errors.
6. Bank DBT Not Enabled
Some accounts are not enabled for government DBT schemes.
How to Check NSP Payment Failure Status (Step-by-Step)
Visit NSP Official Portalhttps://scholarships.gov.in
Click Track Payment Status
Enter:
Bank Account Number
NSP Application ID
Check PFMS status:
Success
Failed
Under Process
Step-by-Step Fix for NSP Scholarship Payment Failed Due to Bank Error
Step 1: Verify Bank Details on NSP Portal
Login to NSP → Application Form → Bank DetailsEnsure:
Correct Account Number
Correct IFSC
Account Holder Name matches bank records
Step 2: Visit Your Bank Branch Immediately
Carry:
Aadhaar Card
NSP Application ID
Bank Passbook
Ask bank officials to:
Enable DBT
Link Aadhaar with bank account
Activate inactive account
Step 3: Check Aadhaar Seeding Status
Verify Aadhaar linking on UIDAI website:https://resident.uidai.gov.in/bank-mapper
Step 4: Update Bank Details (If Allowed)
Some NSP schemes allow bank detail correction during verification windows.
Step 5: Contact PFMS Support
PFMS Official Portal:https://pfms.nic.in
Use Know Your Payment section.
How Long Does It Take After Fixing Bank Error?
Once corrected:
Reprocessing usually takes 15–45 days
Amount is credited in the same academic year
No need to apply again
Will I Lose My Scholarship If Payment Failed?
No.NSP Scholarship Payment Failed Due to Bank Error does NOT cancel your scholarship.Funds remain safe until successful disbursement.
Bank-Wise NSP Payment Failure Issues
SBI
Dormant accounts
Aadhaar not seeded
PNB
Name mismatch
IFSC errors
BOI / BOB
DBT disabled
Incorrect branch IFSC
When to Raise a Complaint on NSP?
Raise a grievance if:
Payment failed for more than 60 days
Bank confirms account is correct
NSP Grievance Portal:
Call To Action (Actual Links)
Check NSP Status:https://scholarships.gov.in
Track PFMS Payment:https://pfms.nic.in
Check Aadhaar Bank Linking:https://resident.uidai.gov.in/bank-mapper
Submit NSP Grievance:https://scholarships.gov.in/fresh/grievance/grievanceindex
Frequently Asked Questions (FAQ)
Q1. Can payment fail even after verification?
Yes, due to bank or PFMS issues.
Q2. Do I need to reapply?
No, only correction is required.
Q3. Can payment come next year?
Yes, delayed payments are credited later.
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