NSP Scholarship Payment Reversed – What to Do Next

Introduction

If your NSP Scholarship Payment Reversed status appears after sanction or even after credit, don’t panic. A reversed payment usually means the amount could not be successfully settled in your bank account and was sent back through PFMS (Public Financial Management System). This guide explains why NSP scholarship payments get reversed, how to read PFMS responses, and exact steps to get your money re‑credited.

Why NSP Scholarship Payment Is Reversed (Most Common Reasons)

An NSP Scholarship Payment Reversed issue typically happens due to bank or verification mismatches. The most reported reasons are:

1. Incorrect Bank Account Number entered during NSP application.

2. IFSC Code Mismatch or inactive branch IFSC.

3. Account Not Linked With Aadhaar (mandatory for DBT).

4. Dormant or Inactive Bank Account at the time of credit.

5. Name Mismatch between NSP records, Aadhaar, and bank passbook.

6. Account Closed or Changed after application submission.

7. PFMS Validation Failure during final fund transfer.

Understanding the exact reason is critical before taking the next step.

How to Check NSP Scholarship Reversed Status on PFMS

Follow these steps to confirm whether your NSP Scholarship Payment Reversed status is due to PFMS or bank validation:

1. Visit PFMS Portal: https://pfms.nic.in

2. Click Know Your Payments.

3. Select NSP Scholarship as the scheme.

4. Enter your Bank Account Number and captcha.

5. Submit to view payment status and PFMS response.

If the status shows Returned, Failed, or Reversed, note the PFMS response remark carefully.

What to Do Next If NSP Scholarship Payment Is Reversed (Step‑by‑Step)

Step 1: Correct Bank Details on NSP Portal

Log in to NSP portal: https://scholarships.gov.in

• Go to Application Form → Bank Details.

• Correct account number, IFSC, and bank name.

• Ensure Aadhaar‑linked and active account.

Step 2: Verify Bank Account With Your Bank

Visit your bank branch and confirm:

• Account is active and DBT enabled.

• Aadhaar is seeded and verified.

• Name matches exactly as per Aadhaar.

Step 3: Wait for Re‑processing by NSP/PFMS

Once corrected, NSP automatically sends details to PFMS again. Re‑credit usually happens in the next payment cycle. No fresh application is required.

Step 4: Raise Grievance If Delay Continues

If the NSP Scholarship Payment Reversed amount is not re‑credited even after correction:

• NSP Grievance Portal: https://grievance.scholarships.gov.in

• PFMS Helpdesk: https://pfms.nic.in/static/NewLayoutCommonContent.aspx?RequestPagename=ContactUs

Attach bank proof (passbook first page or bank letter).

How Long Does It Take After NSP Payment Reversal?

Typically:

• Bank correction approval: 7–10 days

• PFMS re‑validation: 10–20 days

• Re‑credit after approval: Next payment cycle

Delays may occur during high‑volume periods.

Can NSP Scholarship Reversed Amount Be Lost?

No. An NSP Scholarship Payment Reversed amount is not cancelled. It remains with the government until successful transfer. Once bank issues are resolved, the payment is re‑initiated.

Important Tips to Avoid NSP Scholarship Payment Reversed Issue

• Always use your own Aadhaar‑linked bank account.

• Avoid changing bank details after verification.

• Re‑check IFSC directly from bank website.

• Ensure name consistency across NSP, Aadhaar, and bank.