Top Government BAF Colleges in Pune 2026: Fees, Cut-Offs & Admission Process

Pune is one of Maharashtra’s most trusted education hubs, especially for commerce and finance-oriented courses offered by reputed government colleges. If you are planning a career in accounting, taxation, or financial management, choosing the right institute is crucial. This detailed guide on Top Government BAF Colleges in Pune 2026 is specially curated to help students understand the fees structure, expected cut-offs, eligibility criteria, and admission process for government-run and SPPU-affiliated colleges.

Government BAF colleges in Pune are known for their affordable fees, academic credibility, experienced faculty, and strong return on investment (ROI). With standardized curricula and merit-based admissions, these colleges attract thousands of students every year. In this article, you will get a clear comparison of the best government BAF colleges in Pune for 2026, making it easier to choose the right college based on your academic performance, budget, and long-term career goals.

1. Why Choose Government BAF Colleges in Pune in 2026?

1. Lower Fees & Affordable Education

Government-aided colleges in Pune charge significantly lower fees than private universities, making them ideal for commerce students from middle-income families.

2. Credibility & University Affiliation

Most of these colleges are affiliated with Savitribai Phule Pune University (SPPU), which ensures recognized degrees and standardized curriculum.

3. Strong Commerce & Finance Foundation

These colleges emphasize core accounting, taxation, finance, and auditing fundamentals, helping students build strong grounding for careers in finance and professional certifications.

4. Preparation for Professional Courses

Government commerce programs are excellent springboards for CA, CMA, CFA, ACCA, and MBA preparation alongside undergraduate studies.

5. Transparent Merit-Based Admissions

Admissions are primarily based on Class 12 marks and, where applicable, centralized cut-offs (CET / CAP), ensuring fair selection.

2. Top Government BAF / Accounting & Finance Commerce Colleges in Pune 2026

Below are the government or government-aided institutes in Pune that offer BAF or equivalent accounting & finance commerce programs:

1. SNDT Arts and Commerce College, Pune

A Government-Aided Institute offering Bachelor of Accounting & Finance (BAF) directly.

• Course: BAF (3 years)

• Admission: Merit / CAP / SPPU norms

• Why Choose: One of the few institutions in Pune with official BAF offering.

2. Savitribai Phule Pune University (SPPU)

While not a college per se, SPPU offers B.Com in Accounting & Finance through its affiliated colleges — a government/public pathway to the same career outcomes students seek from BAF. Often this is equivalent for finance careers.

• Course: B.Com (Accounting & Finance)

• Admission: Merit / CAP

• Why Choose: Public, recognized degree with strong academics.

3. Brihan Maharashtra College of Commerce (BMCC), Pune

Affiliated with SPPU, BMCC offers commerce degrees with finance specializations popular among BAF aspirants.

• Course: Often B.Com with Accounting or Finance orientation

• Admission: Merit/CET CAP

• Why Choose: Govt-aided reputation, strong alumni.

4. Sir Parashurambhau College (SP College), Pune

A long-established government-aided college offering B.Com with accounting and finance subjects — helpful for BAF-oriented careers.

• Course: B.Com (Accounting & Finance modules)

• Admission: Merit

• Why Choose: Affordable and legacy reputation.

5. Modern College of Arts, Science & Commerce, Pune

Government/aided affiliation with SPPU, offering a commerce degree with finance exposure.

• Course: B.Com with Accounting & Finance emphasis

• Admission: Merit / CAP

• Why Choose: Low fees, diverse commerce options.

3. Ranking Table – Top Government BAF / Finance Commerce Colleges in Pune 2026

Rank	College Name	Course Type	Approx Fees (3 yrs)
1	SNDT Arts & Commerce College (BAF)	BAF	₹1.0 – ₹1.8 L est.
2	SPPU – B.Com Accounting & Finance (via affiliated colleges)	B.Com (Finance)	₹1.0 – ₹2.0 L
3	BMCC, Pune (Commerce & Finance)	B.Com	₹1.5 – ₹2.0 L
4	SP College, Pune	B.Com	₹1.0 – ₹1.5 L
5	Modern College, Pune	B.Com	₹1.2 – ₹2.0 L

Note: Exact figures vary slightly by institute and category. Government-aided fees are typically much lower than private colleges’ fees.

4. Eligibility Criteria for BAF 2026

1. Academic Qualification

• Passed Class 12 (10+2) from a recognized board — any stream (Arts/Commerce/Science).

• English as a passing subject is commonly required.

2. Minimum Marks

• General Category: Typically, 45–50% (varies by college).

• Reserved Category: Often 40–45% (SC/ST/OBC/Divyang categories).

3. Entrance / Merit

• Government and aided colleges usually follow merit (Class 12 marks) and MAH CET or CAP rounds for final selection.

5. Government BAF / Accounting & Finance Admission Process 2026

Step 1: Online Application

• Apply via college/Savitribai Phule Pune University (SPPU) or MAH-CET CAP portal.

Step 2: Merit List / Cut-Off

• Colleges publish merit lists based on Class 12 marks and/or CET scores.

Step 3: Document Verification

• Required documents:

  • Class 10- & 12-mark sheets

  • Transfer/Leaving certificate

  • Aadhaar/ID proof

  • Caste & domicile certificates (if applicable)

Step 4: Fee Payment & Seat Confirmation

• Pay the first-year fees to confirm your seat.

6. Cut-Off Trends (Expected – 2026)

• Top Government/Aided Commerce Programs: ~85%+ Class 12 marks for general category.

• Mid-Level Government/Aided Colleges: ~75% – 85% marks.

• Reserved categories generally see lower cut-offs based on policy norms and seat quotas.

High competition for BAF and related finance courses mirrors trends seen in other cities

7. Career & Placement Scope After BAF / Finance Commerce

Entry-Level Roles

• Finance Executive

• Accounts Analyst

• Tax & Audit Assistant

• Banking & Financial Services Support

Typical Starting Salary

• ₹2.5 – 5 LPA (varies by internship experience and skills)

8. Why Further Studies Help

Pursuing MBA (Finance), CA, CFA, ACCA, or CMA after an undergraduate BAF or finance-oriented B.Com greatly enhances career prospects and salary potential.

• MBA Finance: ₹6 – 20 LPA+

• CA / CFA: Significant jump into mid-to-senior roles

Frequently Asked Questions (FAQs)

Q1. Is BAF available in Pune government colleges?

Yes — SNDT Arts & Commerce College offers a dedicated BAF program, and many SPPU-affiliated government/aided colleges offer B.Com with Accounting & Finance, which serves a similar purpose.

Q2. Are government BAF/finance commerce programs cheaper than private ones?

Yes, fees at government/aided colleges are significantly lower than private universities, making them affordable for most students.

Q3. Is maths compulsory for BAF advantage?

No, maths is not mandatory, but basic numeracy benefits students pursuing finance careers.

Q4. Which is better — BAF or B.Com Accounting & Finance?

Both lead to similar career options — accounting, finance, banking, and professional exams. In Pune, government colleges more often offer B.Com with Accounting & Finance rather than standalone BAF.