Why NSP Scholarship Is Not Credited? Reasons & Solutions
- sangharshhhbhalera
- 6d
- 2 min read

Introduction
What Does “NSP Scholarship Not Credited” Mean
When the status on NSP shows “Payment Processed” or “Sent to PFMS” but the money has not reached your bank account, it is categorized as NSP Scholarship Not Credited. This delay usually occurs due to verification, banking, or PFMS-related issues.
Major Reasons Why NSP Scholarship Is Not Credited
1. Bank Account Not Linked With Aadhaar
If your bank account is not Aadhaar-seeded, PFMS will reject the payment.
Solution:
Visit your bank branch
Link Aadhaar with your account
Recheck status on PFMS portal
2. Incorrect Bank Details on NSP
Even a small error in:
Account number
IFSC code
Account holder name
can cause NSP scholarship not credited issues.
Solution:
Login to NSP portal
Correct bank details (if correction window is open)
Contact institute nodal officer if locked
3. PFMS Rejection or Pending Status
Most payments are routed through PFMS (Public Financial Management System). If PFMS shows:
Rejected
Pending for approval
payment will not be credited.
Check PFMS Status Here: https://pfms.nic.in
4. Institute or State Verification Pending
If your application is:
Not verified by institute
Pending at district/state level
funds will not be released.
Solution:
Contact your college/school scholarship department
Request verification completion
5. Duplicate or Multiple Applications
Submitting more than one NSP application in the same academic year can lead to rejection.
Solution:
Withdraw duplicate applications
Keep only one active and verified form
6. Inactive or Closed Bank Account
If the bank account is:
Dormant
Closed
NSP payment will fail.
Solution:
Activate account
Update correct account details
How to Check NSP Scholarship Payment Status (Step-by-Step)
Visit NSP Portal: https://scholarships.gov.in
Login using Application ID & Password
Click Check Your Status
View payment and verification status
How to Check PFMS Status for NSP Scholarship
Open PFMS portal: https://pfms.nic.in
Click Know Your Payments
Select NSP Scholarship
Enter bank details or Aadhaar
What to Do If NSP Scholarship Is Still Not Credited?
If your NSP scholarship is not credited even after PFMS approval:
Raise grievance on NSP
Contact state nodal officer
Email NSP helpdesk
NSP Grievance Portal: https://scholarships.gov.in/grievance
Expected Timeline for NSP Scholarship Credit
Stage | Time Taken |
Verification | 15–30 days |
PFMS Processing | 7–15 days |
Bank Credit | 3–7 days |
Delays are common during peak months (Jan–March).
Frequently Asked Questions (FAQs)
Q1:Why NSP Scholarship is not credited even after payment processed?
Because PFMS or bank verification may still be pending or rejected.
Q2:How long does NSP scholarship take to credit?
Usually 7–30 days after PFMS approval.
Q3:Who to contact if NSP scholarship is not credited?
Institute nodal officer or NSP grievance portal.
CTA – Take Action Now
Check NSP Status: https://scholarships.gov.in
Check PFMS Payment: https://pfms.nic.in
Raise Grievance: https://scholarships.gov.in/grievance



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