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Why NSP Scholarship Is Not Credited? Reasons & Solutions

NSP Scholarship Not Credited reasons and solutions explained with student illustration

Introduction


What Does “NSP Scholarship Not Credited” Mean


When the status on NSP shows “Payment Processed” or “Sent to PFMS” but the money has not reached your bank account, it is categorized as NSP Scholarship Not Credited. This delay usually occurs due to verification, banking, or PFMS-related issues.


Major Reasons Why NSP Scholarship Is Not Credited

1. Bank Account Not Linked With Aadhaar


If your bank account is not Aadhaar-seeded, PFMS will reject the payment.

Solution:

  • Visit your bank branch

  • Link Aadhaar with your account

  • Recheck status on PFMS portal


2. Incorrect Bank Details on NSP

Even a small error in:

  • Account number

  • IFSC code

  • Account holder name

can cause NSP scholarship not credited issues.

Solution:

  • Login to NSP portal

  • Correct bank details (if correction window is open)

  • Contact institute nodal officer if locked


3. PFMS Rejection or Pending Status

Most payments are routed through PFMS (Public Financial Management System). If PFMS shows:

  • Rejected

  • Pending for approval

payment will not be credited.

Check PFMS Status Here: https://pfms.nic.in


4. Institute or State Verification Pending

If your application is:

  • Not verified by institute

  • Pending at district/state level

funds will not be released.

Solution:

  • Contact your college/school scholarship department

  • Request verification completion


5. Duplicate or Multiple Applications

Submitting more than one NSP application in the same academic year can lead to rejection.

Solution:

  • Withdraw duplicate applications

  • Keep only one active and verified form


6. Inactive or Closed Bank Account

If the bank account is:

  • Dormant

  • Closed

NSP payment will fail.

Solution:

  • Activate account

  • Update correct account details



How to Check NSP Scholarship Payment Status (Step-by-Step)


  1. Visit NSP Portal: https://scholarships.gov.in

  2. Login using Application ID & Password

  3. Click Check Your Status

  4. View payment and verification status


How to Check PFMS Status for NSP Scholarship


  1. Open PFMS portal: https://pfms.nic.in

  2. Click Know Your Payments

  3. Select NSP Scholarship

  4. Enter bank details or Aadhaar


What to Do If NSP Scholarship Is Still Not Credited?


If your NSP scholarship is not credited even after PFMS approval:

  • Raise grievance on NSP

  • Contact state nodal officer

  • Email NSP helpdesk


Expected Timeline for NSP Scholarship Credit

Stage

Time Taken

Verification

15–30 days

PFMS Processing

7–15 days

Bank Credit

3–7 days

Delays are common during peak months (Jan–March).



Frequently Asked Questions (FAQs)


Q1:Why NSP Scholarship is not credited even after payment processed?

Because PFMS or bank verification may still be pending or rejected.


Q2:How long does NSP scholarship take to credit?

Usually 7–30 days after PFMS approval.


Q3:Who to contact if NSP scholarship is not credited?

Institute nodal officer or NSP grievance portal.


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