Bank Account Issues in NSP Scholarship: Common Problems & Verified Fixes (2026 Guide)

Introduction

Bank Account Issues in NSP Scholarship are one of the most common reasons why students do not receive their scholarship amount, even after their application shows Verified or Approved. Every year, thousands of NSP applicants face payment delays due to PFMS rejection, Aadhaar mismatch, inactive bank accounts, or incorrect IFSC codes.

What Are Bank Account Issues in NSP Scholarship

Bank Account Issues in NSP Scholarship refer to errors related to a student’s bank details that cause payment failure or PFMS rejection. Even a small mismatch between NSP, PFMS, Aadhaar, and bank records can block your scholarship amount.

Common Bank Account Issues in NSP Scholarship

1. PFMS Bank Account Rejected

Your account fails PFMS validation due to incorrect details or inactive status.

2. Aadhaar Not Linked With Bank

NSP payments require Aadhaar-seeded bank accounts.

3. Incorrect IFSC Code

Wrong or outdated IFSC codes result in payment failure.

4. Bank Account Inactive or Dormant

Dormant accounts cannot receive DBT payments.

5. Name Mismatch in Bank Records

Mismatch between:

• NSP application name

• Bank passbook

• Aadhaar card

6. Account Not Enabled for DBT

Some accounts are not enabled for Direct Benefit Transfer.

How to Fix Bank Account Issues in NSP Scholarship (Step-by-Step)

Verify PFMS Status (Most Important Step)

Check PFMS status here:👉 https://pfms.nic.in

Steps:

1. Open PFMS website

2. Click Know Your Payments

3. Select Student / Scholarship

4. Enter bank name & account number

5. Submit and check status

Link Aadhaar With Bank Account

Visit your bank branch or use net banking/mobile app to link Aadhaar.

Check Aadhaar bank linkage here:👉 https://resident.uidai.gov.in/bank-mapper

Correct Bank Details on NSP Portal

NSP Portal Link:👉 https://scholarships.gov.in

Steps:

1. Login to NSP

2. Go to Application Form

3. Edit bank details (only if allowed)

4. Enter correct IFSC & account number

5. Submit and re-verify

If editing is locked, contact your Institute Nodal Officer.

Activate Dormant Bank Account

Visit your bank branch with:

• Aadhaar Card

• NSP Application ID

• Passbook

Request activation and DBT enablement.

Ensure Name Matches Exactly

Your name must match letter-by-letter in:

• Aadhaar

• Bank passbook

• NSP application

If mismatch exists, update bank records first.

How Long Does NSP Take After Fixing Bank Account Issues?

Stage	Expected Time
Bank correction	2–5 days
PFMS re-verification	5–10 days
Payment credit	7–15 days

Frequently Asked Questions (FAQ Schema Eligible)

Q1. Can I change bank account in NSP after verification?

Yes, but only if the correction window is open or via institute approval.

Q2. What does PFMS rejected mean in NSP?

It means your bank account failed government validation checks.

Q3. Will scholarship come if PFMS shows “Pending”?

Yes, but only after successful validation.

Q4. Which bank is best for NSP Scholarship?

Any nationalized bank with Aadhaar-linked DBT enabled account