Understanding PFMS Response Codes for NSP Scholarship – Complete Meaning & Solutions Guide
- sangharshhhbhalera
- 16 hours ago
- 3 min read

INTRODUCTION
If you have applied for a scholarship through the National Scholarship Portal (NSP), checking your PFMS payment status becomes the most important step after verification. Many students panic when they see cryptic messages like “Payment Failed”, “Account Invalid”, or “Beneficiary Not Found”.
This is where PFMS Response Codes for NSP Scholarship play a crucial role.
In this detailed guide, you will understand:
What PFMS response codes mean
Why scholarship payments get delayed or failed
How to fix PFMS-related issues
How NSP and PFMS work together
Exact actions you should take for each response code
This article is written in simple, human language so that even first-time applicants can understand it easily.
WHAT IS PFMS IN NSP SCHOLARSHIP?
Public Financial Management System (PFMS) is a Government of India platform that directly transfers scholarship amounts to students’ bank accounts under Direct Benefit Transfer (DBT).
Once your scholarship is approved on NSP:
Data is sent to PFMS
PFMS verifies your bank details
Payment is processed or rejected based on verification
PFMS generates a response code
These are known as PFMS Response Codes for NSP Scholarship.
WHY PFMS RESPONSE CODES ARE IMPORTANT
Understanding PFMS Response Codes for NSP Scholarship helps you:
Track exact payment stage
Identify bank-related errors
Avoid unnecessary waiting
Take corrective action on time
Prevent scholarship cancellation
Many students lose scholarships simply because they do not understand these codes.
LIST OF PFMS RESPONSE CODES FOR NSP SCHOLARSHIP
1. Payment Success
Meaning:Your scholarship amount has been successfully credited to your bank account.
Action Required:No action needed. Check your bank statement.
2. Payment Under Process
Meaning:Payment request is received by PFMS but not completed yet.
Reason:
High volume of payments
Bank processing delay
Action Required:Wait 3–7 working days.
3. Payment Failed
Meaning:PFMS tried to send the money but the transaction failed.
Common Causes:
Incorrect bank account number
Wrong IFSC code
Inactive bank account
Solution:Update bank details on NSP and wait for reprocessing.
4. Account Invalid
Meaning:Your bank account details are incorrect or rejected by the bank.
Fix:
Recheck account number
Ensure IFSC is correct
Use an active savings account
5. Beneficiary Not Found
Meaning:PFMS cannot find your bank account in the banking system.
Reason:
Account recently opened
Zero balance restrictions
KYC not completed
Solution:Visit your bank branch and complete KYC.
6. Pending at Bank
Meaning:PFMS has sent the payment, but the bank has not credited it yet.
Action:Wait or contact your bank with PFMS reference number.
7. Rejected by Bank
Meaning:The bank has rejected the transaction.
Common Reasons:
Dormant account
Account closed
Name mismatch
Solution:Update correct bank details and ensure name matches Aadhaar.
HOW TO CHECK PFMS RESPONSE CODE FOR NSP SCHOLARSHIP
Step-by-Step Process:
Visit NSP Portalhttps://scholarships.gov.in
Login to your student dashboard
Click on “Check Your Payment Status”
You will be redirected to PFMS
Enter:
Bank name
Account number
NSP application ID
View PFMS response code and status
HOW TO FIX PFMS ERRORS IN NSP SCHOLARSHIP
Problem | Solution |
Wrong bank details | Update in NSP portal |
IFSC error | Confirm from bank |
KYC incomplete | Complete Aadhaar KYC |
Name mismatch | Ensure same name in Aadhaar & bank |
Dormant account | Activate account |
FREQUENTLY ASKED QUESTIONS (FAQ)
Q1. Can PFMS payment fail even after NSP approval?
Yes. NSP approval does not guarantee payment unless PFMS validates your bank details.
Q2. How long does PFMS take to process NSP scholarship?
Usually 3–15 working days after PFMS receives the request.
Q3. Can I change bank details after PFMS rejection?
Yes, if NSP allows correction window or during renewal.
Q4. Is PFMS mandatory for NSP scholarship?
Yes. All NSP scholarships are paid only through PFMS.
IMPORTANT OFFICIAL LINKS (ACTUAL CTA LINKS)
National Scholarship Portal:https://scholarships.gov.in
PFMS Official Website:https://pfms.nic.in
PFMS Payment Status Check:https://pfms.nic.in/static/NewLayoutCommonContent.aspx?RequestPagename=DBT_Status
NSP Helpdesk:https://scholarships.gov.in/fresh/newHelpdesk.action



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