NSP Scholarship Approved for PwD Students but PFMS Pending – Complete Payment Solution Guide

Introduction

Many Persons with Disabilities (PwD) students face a frustrating issue where their NSP Scholarship status shows “Approved”, but the PFMS status remains Pending, causing scholarship payment delays.

If you are seeing “NSP Scholarship Approved for PwD Students but PFMS Pending”, this article explains exact reasons, step-by-step solutions, official timelines, and direct help links to ensure your payment is released without rejection.

This guide is written specifically for PwD/Divyang students, following the latest NSP + PFMS workflow.

NSP Scholarship Approved for PwD Students but PFMS Pending – What Does It Mean?

When your application is approved on the National Scholarship Portal (NSP) but PFMS is pending, it means:

• Your scholarship has passed institute, district, state, and ministry verification

• However, PFMS has not validated your bank account

• Payment cannot be released until PFMS gives “Success / Payment Initiated” status

This is a technical + banking verification stage, not a rejection.

Common Reasons for PFMS Pending for PwD Students

1. Bank Account Not Aadhaar Seeded

PFMS requires Aadhaar-linked bank accounts for Direct Benefit Transfer (DBT).

2. Name Mismatch (NSP vs Bank Records)

Even a single spelling difference can cause PFMS pending.

3. Inactive or Dormant Bank Account

Accounts with no recent transactions often fail PFMS checks.

4. Bank IFSC or Account Number Error

Wrong IFSC or digit mistake = PFMS pending.

5. High Payment Load on PFMS Server

During peak months (January–March), PFMS verification slows down.

Step-by-Step Solution to Fix PFMS Pending Issue

Step 1: Check PFMS Status

Visit PFMS official portal:https://pfms.nic.in

• Go to Know Your Payments

• Enter Bank Account Number

• Select NSP as scheme

Step 2: Correct Bank Details on NSP

Login to NSP portal:https://scholarships.gov.in

• Open Application Form

• Verify Account Number, IFSC, Name

• Ensure Aadhaar is seeded with bank

Step 3: Visit Your Bank Branch

Ask bank officials to confirm:

• Aadhaar seeding status

• Account active status

• Name as per Aadhaar

Step 4: Raise PFMS Grievance

PFMS Helpdesk:https://pfms.nic.in/Users/LoginDetails/Login.aspx

NSP Grievance Portal:https://scholarships.gov.in/complaintsPage

How Long PFMS Takes After NSP Approval?

Stage	Time Required
PFMS Bank Validation	7–15 days
Payment Processing	5–10 days
Amount Credited	2–3 days

If pending more than 30 days, corrective action is required.

NSP Scholarship Approved for PwD Students but PFMS Pending – Is Payment Guaranteed?

Yes.Once PFMS verification succeeds, payment is 100% released.This status does NOT mean rejection.

Documents Checklist for PwD Students

• Valid Disability Certificate (UDID)

• Aadhaar Card

• Bank Passbook

• NSP Application ID

• Institute Verification Proof (if asked)

Important Official Links (CTA – Actual Links)

• NSP Portal: https://scholarships.gov.in

• PFMS Portal: https://pfms.nic.in

• NSP Complaint Page: https://scholarships.gov.in/complaintsPage

• PFMS Helpdesk: https://pfms.nic.in

• UDID Portal: https://www.swavlambancard.gov.in

Frequently Asked Questions

Q1:Why is PFMS pending even after approval?

Due to Aadhaar, bank mismatch, or pending validation at PFMS level.

Q2:Will I lose my scholarship amount?

No. Amount is safe until PFMS clears verification.

Q3:Can PFMS pending turn into rejection?

Only if bank details remain incorrect for a long period.

Conclusion

If you are facing NSP Scholarship Approved for PwD Students but PFMS Pending, do not panic.This is a temporary technical stage that can be resolved by correcting bank and Aadhaar details.

Follow the steps above, use official grievance portals, and your scholarship payment will be released.