NSP Scholarship Payment Stuck in PFMS – Complete Student Action Guide (2026)
- sangharshhhbhalera
- 6 days ago
- 3 min read

NSP Scholarship Payment Stuck in PFMS – Student Action Guide.
If your NSP Scholarship Payment is Stuck in PFMS, you are not alone. Thousands of students across India see PFMS statuses like Payment Under Process, Pending at PFMS, or Approved but Not Credited for weeks or even months.
This detailed guide explains why NSP scholarship payments get stuck in PFMS, how to check the correct status, how long you should wait, and the exact actions students must take to avoid losing their scholarship.
What Does “NSP Scholarship Payment Stuck in PFMS” Mean?
When your NSP portal shows PFMS Approved but the amount is not credited to your bank account, it means your payment file has reached the Public Financial Management System (PFMS) but is pending processing.
PFMS is responsible for:
Bank account validation
Aadhaar seeding verification
Fund availability check
Final Direct Benefit Transfer (DBT)
Any issue at this stage can cause the NSP Scholarship Payment to get stuck in PFMS.
Common Reasons Why NSP Scholarship Payment Gets Stuck in PFMS
1. Bank Account Not Validated by PFMS
If your bank account details do not exactly match PFMS records, payment will remain pending.
2. Aadhaar Not Seeded with Bank Account
Even if Aadhaar is verified on NSP, PFMS requires Aadhaar to be linked with the same bank account.
3. Inactive or Dormant Bank Account
Accounts with no recent transactions may be marked inactive by banks.
4. Name Mismatch Between NSP and Bank
Even small spelling differences can block PFMS payment.
5. State or Ministry Fund Delay
Sometimes payment is approved but funds are released in batches.
6. Technical Queue at PFMS
During peak months, PFMS processes payments in bulk, causing delays.
How to Check NSP Scholarship PFMS Status (Step‑by‑Step)
Step 1: Check NSP Status
Visit: https://scholarships.gov.in
Login using Application ID
Go to “Check Your Status”
Step 2: Check PFMS Payment Status
Visit: https://pfms.nic.in
Click on “Know Your Payment”
Enter Bank Name and Account Number
How Long Can NSP Scholarship Payment Stay Stuck in PFMS?
Normally, PFMS payments take:
7 to 15 working days after PFMS approval
However, delays of:
30–90 days are common during bulk releases
If your NSP Scholarship Payment is Stuck in PFMS for more than 90 days, action is required.
Student Action Guide: What To Do If NSP Scholarship Payment Is Stuck in PFMS
Action 1: Verify Bank Account Details
Ensure:
Account is active
Name matches NSP records
IFSC code is correct
Action 2: Confirm Aadhaar Seeding
Check Aadhaar‑bank linking: https://resident.uidai.gov.in/bank-mapper
Action 3: Raise PFMS Grievance
Official PFMS grievance portal: https://pfms.nic.in/NewDefaultHome.aspx
Action 4: Contact NSP Helpdesk
NSP Grievance Portal: https://scholarships.gov.in/fresh/newgrievance.do
Action 5: Contact Your Institute Nodal Officer
Institutes can push verification faster at ministry level.
Will Scholarship Be Cancelled If Payment Is Stuck in PFMS?
No. NSP Scholarship Payment Stuck in PFMS does not mean rejection.
As long as your status shows:
Approved
PFMS Verified
Your scholarship amount is safe and will be credited once issues are resolved.
Frequently Asked Questions (FAQ Schema Eligible)
Why is my NSP scholarship approved but not credited?
Because the payment is pending at PFMS due to bank, Aadhaar, or fund‑release issues.
Can PFMS reject scholarship payment?
Yes, but rejected cases show a clear PFMS rejection reason.
Should I submit a new application?
No. Never submit duplicate applications.
Internal Linking Suggestions
NSP Scholarship Payment Delay Reasons
NSP Scholarship PFMS Approval Meaning
NSP Scholarship Under Process Status Explained
External Authority Links (CTA)
NSP Portal: https://scholarships.gov.in
PFMS Portal: https://pfms.nic.in
UIDAI Bank Seeding: https://resident.uidai.gov.in/bank-mapper