NSP Scholarship Payment Failed Due to Bank – How to Fix Fast
- Jan 29
- 3 min read
NSP Scholarship Payment Failed Due to Bank – What Does It Mean?
When your NSP scholarship status shows “Payment Failed Due to Bank”, it means the scholarship amount was approved and sent through PFMS, but your bank rejected the transaction. This is one of the most common NSP payment issues and is usually related to bank account or Aadhaar problems, not a rejection of your scholarship.
The good news is that this issue is fixable if you act quickly and correctly.
NSP Scholarship Payment Failed Due to Bank – Main Reasons
1. Bank Account Not Aadhaar Seeded
If your bank account is not linked with your Aadhaar number, PFMS rejects the payment.
2. Incorrect Bank Details on NSP
Wrong account number, IFSC code, or bank name can cause payment failure.
3. Account Inactive or Dormant
If your bank account has been inactive for a long time, payments may fail.
4. Name Mismatch (NSP, Bank, Aadhaar)
Your name must match exactly across:
NSP portal
Bank account
Aadhaar card
5. PFMS Bank Validation Failure
Sometimes PFMS fails to validate your account even if details are correct.
NSP Scholarship Payment Failed Due to Bank – How to Fix Fast (Step-by-Step)
Step 1: Check NSP Payment Status
Visit the official NSP portal: https://scholarships.gov.in
Login and check whether your status shows Payment Failed Due to Bank or PFMS Rejected.
Step 2: Verify Bank Account on PFMS
Go to PFMS official site: https://pfms.nic.in
Use Know Your Payment or Track NSP Payment option to verify whether your bank account is validated.
Step 3: Link Aadhaar With Bank Account
Visit your bank branch or use net banking to ensure Aadhaar seeding is complete.
After linking, wait 2–3 working days for PFMS sync.
Step 4: Correct Bank Details on NSP Portal
Login to NSP and:
Update correct bank account number
Update correct IFSC code
Ensure the account is in your own name
Submit the correction and wait for verification.
Step 5: Reactivate or Change Bank Account (If Needed)
If your account is dormant:
Reactivate it at your bank branch OR
Add a new active account on NSP
Nationalized banks are recommended for faster processing.
How Long Does It Take After Fixing Bank Error?
Once the NSP Scholarship Payment Failed Due to Bank issue is resolved:
PFMS reprocesses payment in the next cycle
Time taken: 7 to 30 days
There is no need to apply again for the scholarship.
Will NSP Scholarship Be Reprocessed Automatically?
Yes. After correcting bank details and Aadhaar linkage, the system automatically retries the payment in the next batch.
No manual request is required in most cases.
What If NSP Payment Still Does Not Come?
If payment still fails:
Contact NSP Helpdesk
Contact PFMS Helpdesk
Keep screenshots of:
NSP status
PFMS status
Bank Aadhaar linkage proof
NSP Scholarship Payment Failed Due to Bank – Important Tips
Always use an Aadhaar-seeded bank account
Avoid cooperative banks
Ensure exact name matching
Do not change bank details repeatedly
Frequently Asked Questions (FAQs)
Q1. Does payment failure mean scholarship is cancelled?
No. Payment failure only means bank rejection. Your scholarship remains approved.
Q2. Can I change bank account after payment failure?
Yes, if the portal allows bank correction.
Q3. How many times does NSP retry payment?
NSP retries payment automatically after correction in subsequent cycles.
Internal Linking Suggestions
NSP Scholarship Payment Under Process – What It Means
NSP Scholarship PFMS Approved But Not Credited
NSP Scholarship Payment Delay Explained
External Official Links (CTA)
NSP Portal: https://scholarships.gov.in
PFMS Portal: https://pfms.nic.in
NSP Helpdesk: https://scholarships.gov.in/public/ContactUs.aspx
Conclusion
If your NSP Scholarship Payment Failed Due to Bank, do not panic. In most cases, the issue is related to Aadhaar seeding, incorrect bank details, or PFMS validation. Fix the issue carefully using the steps above, and your scholarship amount will be credited in the next payment cycle.
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