Why PFMS Shows “Under Process” for NSP Scholarship for Many Days

Introduction

If your NSP Scholarship payment status on PFMS is showing “Under Process” for many days, you are not alone. Every year, lakhs of students face this issue after their scholarship is sanctioned but the amount is not credited to their bank account.

This status often creates confusion, panic, and misinformation. In this detailed guide, we explain why PFMS shows “Under Process” for NSP Scholarship, how long it usually takes, real backend reasons for delays, and what students should do instead of waiting blindly.

This article is based on how PFMS and NSP actually work at the government payment level.

What Does “Under Process” Mean in PFMS for NSP Scholarship

When PFMS shows “Under Process” for NSP Scholarship, it means:

• The scholarship payment file has reached PFMS

• Payment has not yet been released to the bank

• Verification or approval is still pending at some stage

Important:“Under Process” does NOT mean rejection or failure.

Why PFMS Shows “Under Process” for NSP Scholarship for Many Days (Real Reasons)

1. Bulk Payment Processing at PFMS Level

PFMS processes scholarship payments in large batches, not individually. If your file is in a large batch, it may remain under process until the entire batch clears internal checks.

2. Bank Account Validation Pending

PFMS validates:

• Account number

• IFSC code

• Aadhaar seeding (if applicable)

• Bank NPCI mapping

If even one validation is pending, PFMS keeps the status under process.

3. Treasury or Ministry-Level Approval Delay

Even after NSP sanction, payments require:

• Ministry approval

• Budget head confirmation

• Treasury clearance

Any delay at these levels keeps PFMS status unchanged.

4. High Load During Peak Scholarship Season

From January to March, PFMS handles:

• NSP

• State scholarships

• DBT schemes

• Pension payments

Heavy server and workflow load causes prolonged “Under Process” status.

5. Minor Data Mismatch (Silent Hold)

Sometimes PFMS flags:

• Name mismatch (bank vs Aadhaar)

• Inactive bank account

• Dormant accounts

These do not show as rejected, but keep payment under process silently.

How Long PFMS “Under Process” Status Usually Takes

Status Duration	Meaning
3–7 days	Normal processing
8–15 days	Batch or bank verification delay
16–30 days	Approval or treasury backlog
30+ days	Manual review or technical hold

Average time: 7–21 working days

PFMS Payment Flow for NSP Scholarship (Simplified)

1. NSP Scholarship Sanctioned

2. Payment File Sent to PFMS

3. PFMS Verification

4. Bank Validation

5. Fund Release

6. Amount Credited

7. PFMS Status Updated

Your status remains “Under Process” until Step 5 is completed.

What Students Should Do If PFMS Shows “Under Process” for Many Days

Step 1: Verify Bank Details in NSP Portal

Ensure:

• Correct account number

• Correct IFSC

• Active account

Step 2: Check PFMS Status Using Aadhaar or Account

Official PFMS portal:https://pfms.nic.in

Step 3: Wait Minimum 15 Working Days

Raising complaints too early does not speed up payment.

Step 4: Contact NSP Helpdesk (If Delay Exceeds 30 Days)

Official NSP portal:https://scholarships.gov.in

Use:

• Grievance section

• Email support

• Helpline numbers

Common Myths About PFMS “Under Process” Status

• Payment failed

• Scholarship cancelled

• Money stuck permanently

Truth:Most payments under process are eventually credited without any action.

When Should You Worry

You should take action only if:

• PFMS shows under process for more than 30 days

• Bank account is closed or changed

• NSP portal shows fund released but PFMS doesn’t update