NSP Scholarship Payment Credit SMS Not Received – Should You Worry?
- 2 days ago
- 2 min read
Introduction
Many students under the National Scholarship Portal (NSP) panic when they see the payment status approved but do not receive any SMS confirmation.
If your NSP Scholarship Payment Credit SMS Not Received, don’t worry immediately. In most cases, the scholarship amount is already credited, but the SMS is delayed or not triggered.
In this detailed guide, we will explain:
Why NSP payment SMS is not received
Whether your scholarship is credited or not
How to check payment status through PFMS
What to do if amount is not credited
When you should actually worry
This guide is updated as per the latest NSP payment processing system and Direct Benefit Transfer mechanism.
Why NSP Scholarship Payment Credit SMS Not Received?
There are several common reasons:
1. Bank SMS Alert Not Activated
Sometimes your bank account does not have SMS alerts enabled. In that case, you will not receive a credit message even if the amount is deposited.
2. Mobile Number Not Linked With Bank
If your mobile number is not linked with your bank account, SMS alerts won’t come.
3. Network or Technical Delay
Banks sometimes send delayed SMS notifications.
4. Payment Processed Through DBT Mode
Under the Public Financial Management System (PFMS) and Direct Benefit Transfer (DBT), payments are processed electronically. SMS is not always mandatory.
How to Check If Your Scholarship Amount Is Credited?
Instead of waiting for SMS, follow these steps:
Method 1: Check PFMS Payment Status
Visit the official PFMS portal:https://pfms.nic.in
Steps:
Click on “Know Your Payment”
Enter your bank name
Enter your account number
Confirm account number
Enter captcha
Click Search
If the status shows Success, your amount is credited even if SMS is not received.
Method 2: Check Bank Passbook or Net Banking
Update your passbook
Check mobile banking
Check internet banking transaction history
Visit ATM mini statement
If you see DBT/NSP credit entry, your payment is successful.
NSP Scholarship Payment Credit SMS Not Received But Status Shows Success
If your PFMS status shows:
Payment Status: Success
Transaction Status: Credited
Then you do NOT need to worry.
SMS failure does not mean payment failure.
When Should You Actually Worry?
You should be concerned only if:
PFMS shows “Payment Failed”
Account number mismatch
Aadhaar not linked
Bank rejected payment
Payment shows “Under Process” for more than 20–30 days
In such cases:
Contact your bank branch
Verify account details
Check Aadhaar seeding
Contact your institute nodal officer
How Long Does NSP Take to Send Payment SMS?
Usually:
SMS may come within 24–72 hours
Sometimes no SMS is sent at all
Some banks send bulk SMS after batch processing
Therefore, not receiving SMS is common.
Common Student Questions
Q1: My NSP status shows approved but no SMS received.
If PFMS shows success, your money is credited.
Q2: Can SMS come after many days?
Yes, sometimes banks delay SMS notifications.
Q3: Can scholarship be credited without SMS?
Yes. SMS is not mandatory confirmation.
Official NSP Portal Link
Check scholarship status here:https://scholarships.gov.in
PFMS Payment Tracking:https://pfms.nic.in
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