HSC OCM Question Bank with Important Questions – Financial Management 2026
- Swarangi Nawge
- 5 hours ago
- 3 min read
Navigating the HSC OCM Question Bank is the most strategic way to ensure a high score in the upcoming 2026 Maharashtra State Board examinations. As the commerce landscape evolves, the "Financial Management" chapter remains a cornerstone of the Organization of Commerce and Management (OCM) syllabus. It bridges the gap between theoretical business principles and the practical medical-grade precision required in corporate finance.
In this comprehensive guide, we analyze the latest trends, repeated board questions, and expert-recommended study strategies to help you master Financial Management for 2026.
Strategic Weightage Analysis for OCM 2026
According to the latest 2025-26 syllabus trends from official sources, the OCM paper is structured to reward students who understand core management and finance functions. The chapter on Financial Management typically carries a significant weightage of 10 to 12 marks (including options).
Chapter-wise Priority Table
Chapter Name | Marks with Options (Approx) | Priority Level |
Principles of Management | 12 | High |
Functions of Management | 15 | Very High |
Financial Management | 12 | High |
Marketing | 15 | Very High |
Consumer Protection | 10 | Medium |
HSC OCM Question Bank: Important Questions for Financial Management 2026
To rank high in your exams, you must focus on questions that have consistently appeared in the last five years of board papers. We have curated these based on the SCERT Maharashtra guidelines and previous year analysis.
Objective Type Questions (1 Mark)
What is the primary objective of Financial Management?
Define "Capital Structure."
What is meant by "Working Capital"?
State the meaning of "Financial Planning."
Short Notes (4 Marks)
Importance of Financial Planning: Explain how it helps in the smooth flow of business operations.
Factors Affecting Fixed Capital Requirements: Discuss nature of business, size, and growth prospects.
Objectives of Financial Management: Focus on Profit Maximization vs. Wealth Maximization.
Working Capital Determinants: How production cycles and credit policies influence fund requirements.
Distinguish Between (5 Marks) - High Repeat Value
Fixed Capital vs. Working Capital.
Owned Capital vs. Borrowed Capital.
Money Market vs. Capital Market.
Long Answers (8 Marks)
What is Financial Management? Explain its various functions in detail.
Define Capital Structure and explain the factors that determine the capital structure of a company.
Essential Formula to Remember
While the HSC OCM Question Bank focuses on theoretical explanations, knowing the underlying formula names is vital for case-study-based questions. For 2026, ensure you are familiar with the concepts of:
Current Ratio (Liquidity analysis)
Debt-Equity Ratio (Solvency analysis)
Return on Investment (ROI) (Profitability)
Operating Leverage (Risk assessment)
Net Working Capital (Day-to-day operations)
Expert Preparation Tips for 2026
Use the "Textbook" Approach: The Maharashtra State Board textbook is your Bible. Avoid over-relying on external digests; stick to the definitions provided in the official text.
Case Study Mastery: Financial Management often features in the "Explain the following cases" section. Practice identifying whether a company needs fixed or working capital based on a given scenario.
Keyword Integration: When writing answers, use professional terms like Optimum Capital Structure, Procurement of Funds, and Liquidity.
Official Links for Maharashtra Board Resources
Official Question Paper Archive: MSBSHSE Question Papers
Official SCERT Question Bank (Prashnapedhi): SCERT Maharashtra
Conclusion
Mastering the HSC OCM Question Bank for Financial Management is about more than just memorization; it is about understanding how businesses survive and thrive through smart funding. By focusing on the repeated questions and distinguishing between key financial concepts, you can secure those crucial marks and boost your overall percentage in the 2026 Board Exams.
FAQ: HSC OCM Question Bank 2026
What is the most important topic in the HSC OCM Question Bank for Financial Management?
The most crucial topics in the HSC OCM Question Bank for this chapter are the "Factors affecting Fixed Capital and Working Capital" and the "Distinguish between Fixed and Working Capital." These appear in almost 80% of the past papers.
Where can I download the official Maharashtra Board Question Bank?
You can access the official question banks through the SCERT Maharashtra portal at www.maa.ac.in or the MSBSHSE official site.
Is Financial Management difficult for Commerce students?
Not if you focus on the logic of fund flow. Understanding the difference between long-term (Fixed) and short-term (Working) requirements simplifies the entire chapter.
How many marks should I expect from this chapter in 2026?
Typically, you can expect around 10–12 marks. This usually includes one short note and one distinguish-between or a case study.